Transaction Limits

It is now possible to send individual payments of up to £250,000 using the Faster Payments Service, but individual banks and building societies set their own limits depending on how the payment is sent and the type of account their customer is sending from.

Transaction limits for the 17 banks and building societies that connect directly to the Faster Payments Service are listed below, for both personal accounts and business/ corporate accounts. 

I have a personal account. How much can I send using Faster Payments? 

I have a business/ corporate account. How much can I send using Faster Payments? 

All UK banks and building societies are now able to send and receive Faster Payments, with more than 400 of them connecting indirectly through one of the banks listed here. If your bank or building society does not appear in the list, you should contact them directly to check your limit.
 

Personal account transaction limits

Personal

One-off and forward dated payments

Standing orders

Branch

Phone

Online

Branch

Phone

Online

Bank of Scotland £25,000 On request £25,000 £99,999 £99,999 £99,999
Barclays UK Personal
£25,000
Personal
£15,000
Personal
£50,000
Personal
£25,000
Personal
£15,000
Personal
£50,000
Premier
£50,000
Premier
£50,000
Premier
£50,000
Premier
£50,000
Premier
£50,000
Premier
£50,000
Citibank £100,000 £100,000 £25,000 £100,000 £100,000 £25,000
Clydesdale £10,000
*A*
£5,000 £25,000 £100,000 £100,000 £100,000
Co-operative £100,000 £100,000 £20,000 £100,000 £100,000 £20,000
first direct £10,000 £10,000 £10,000 £10,000 £10,000 £5,000
Halifax £25,000 On request £25,000 £99,999 £99,999 £99,999
HSBC £10,000 £10,000 £10,000 £10,000 £10,000 £5,000
Lloyds £25,000 On request £25,000 £99,999 £99,999 £99,999
M&S Bank £10,000 £10,000 £10,000 £10,000 £10,000 £5,000
Nationwide £9,999 £10,000 £10,000 £9,999 Not
permitted
£10,000
Natwest £20,000 £20,000 £20,000 £99,999.99 £99,999.99 £99,999.99
Northern Bank Ltd T/A Danske Bank £100,000 £25,000 
daily
Online
£25,000
daily
Mobile
£10,000
daily
£100,000 £100,000 £100,000
Royal Bank of Scotland
Including Ulster Bank
£20,000 £20,000 £20,000 £99,999.99 £99,999.99 £99,999.99
Santander UK plc £100,000 £100,000 £25,000 £100,000 £100,000 £100,000
Yorkshire Bank £10,000
*B*
£5,000 £25,000 £100,000 £100,000 £100,000

 

*A* and *B*: Only applies to payments made between Clydesdale Bank and Yorkshire Bank and vice versa. 

In addition to the ’per transaction’ limits listed here, most types of account have a daily limit on the total amount you can send. Contact your bank in advance if you are planning to send large-value amounts which may exceed any daily limits your bank has set.

Information is updated as and when a limit changes. Last update: 11 January 2016 

 

Business/ corporate account transaction limits

Business/
Corporate

One-off and forward dated payments

Standing orders

Branch

Phone

Online

Branch

Phone

Online

Bank of Scotland N/A On request £99,999 £99,999 £99,999 £99,999
Barclays UK Business
£25,000
Business
£15,000
Business
£50,000
Business
£100,000
Business
£100,000
Business
£100,000
Corporate/FI
£250,000
Corporate/FI
£250,000
Corporate/FI
£250,000
Corporate/FI
£250,000
Corporate/FI
£250,000
Corporate/FI
£250,000
Corporate / FI – via Direct Corporate Access (DCA) £250,000
Citibank £250,000 £250,000 £250,000 £250,000 £250,000 £250,000
Clydesdale £10,000
*A*
£10,000 £100,000 £100,000 £100,000 £100,000
Co-operative £100,000 £100,000 £20,000 £100,000 £100,000 £20,000
HSBC £10,000 £10,000 £250,000 £10,000 £10,000 £250,000
Lloyds N/A On request £99,999 £99,999 £99,999 £99,999
Natwest £100,000 £100,000 Business
£20,000 -
£30,000
Corporate/FI
£100,000
£99,999.99 £99,999.99 £99,999.99
Northern Bank Ltd T/A Danske Bank £100,000 £50,000 £100,000 £100,000 £100,000 £100,000
Royal Bank of Scotland
Including Ulster Bank
£100,000 £100,000 Business
£20,000 -
£30,000
Corporate/FI
£100,000
£99,999.99 £99,999.99 £99,999.99
Santander UK plc N/A £100,000 £100,000 N/A £100,000 £100,000
Yorkshire Bank £10,000
*B*
£10,000 £100,000 £100,000 £100,000 £100,000

 

*A* and *B*: Only applies to payments made between Clydesdale Bank and Yorkshire Bank and vice versa. 

In addition to the ’per transaction’ limits listed here, most types of account have a daily limit on the total amount you can send. Contact your bank in advance if you are planning to send large-value amounts which may exceed any daily limits your bank has set.

Information is updated as and when a limit changes. Last update: 11 January 2016